coverage Archives - The Mid-State Group

Jan 10

Start the New Year with a Personal Policy Checkup

By Insurance Feed appraisal, coverage, Insurance, insurance policy, Personal, Personal Insurance, valuables

As you start tackling your list in the new year, remember to review and update your insurance policy -- especially…

Jun 16

Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

By Insurance Feed Accident, Auto, auto accident, auto claim, auto insurance, auto policy, bodily injury, Business, car accident, car insurance, carpool, Central, coverage, driver, Insurance, Liability, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, Technology, transportation network, transportation network platform, travel, Uber

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed…

May 21

What is Subrogation?

By Insurance Feed analytics, artificial intelligence, Business, Claims, Commercial, coverage, damages, Home, Household Inventory, Insurance, Liability, Personal, premiums, Prevention, products liability, Saving Money, Service, subrogate, subrogation, third-party

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is…

May 14

Utility Line Protection – A Hidden (or Buried) Treasure?

By Insurance Feed Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one…

May 05

May the Coverage Be With You!

By Insurance Feed Builders Risk, Business, catastrophic event, cause of loss, cloud storage, Commercial, commercial building, commercial insurance, construction, coverage, Cyber, cyber security, data, deductible, employee, Employees, exposure, exposures, inland marine, Insurance, Liability, liability insurance, risk, risk assessment, Risk Management, safety, Technology, underwriter, workers' compensation, workplace, workplace safety

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met…

Mar 12

Light Industrial – Heavy on Protection

By Insurance Feed blanket additional insured, Business, business income coverage, Commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, Employees, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, Insurance, Liability, liability coverage, light industrial, Loss Control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety

Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light…

Feb 26

Equipment Breakdown Coverage: What It Is & Why You Need It

By Insurance Feed Business, Commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, Insurance, insurance carrier, loss prevention, mechanical breakdown, Personal, preventive measures, property coverage, property policy

Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of…

Feb 18

Medical Payments – The Forgotten Homeowner Insurance Coverage

By Insurance Feed bodily injury, Central, Claims, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, Insurance, Liability, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one…

Jan 30

De-cluttering and Taking Inventory

By Insurance Feed coverage, coverage limits, declutter, donate, Home, home insurance, home inventory, homeowner policy, homeowners insurance, homeowners policy, Household Inventory, Insurance, insurance policy, Personal, policy limits, spring cleaning

With Groundhog Day coming up this Sunday, what do you think Punxsutawney Phil will see when he emerges from his…

Dec 19

What if Santa Claus needed to buy insurance?

By Insurance Feed Auto, auto insurance, auto policy, Business, business auto policy, Business Insurance, business owner, claim, Claims, Commercial, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, Employees, errors and omissions, Insurance, insurance claim, insurance underwriter, Liability, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, Personal Insurance, personal lines underwriter, professional liability, protecting business property, Risk Management, Santa, Santa Claus, underwriter, Weather, workers' comp claims, workers' compensation

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the…

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About The Mid-State Group

Headquartered in Lynchburg, Virginia since 1964, The Mid-State Group delivers innovative growth, risk management, and cost containment strategies for thriving businesses, organizations, families and individuals. Our family-owned, independent umbrella of service companies includes Mid-State Insurance, Mid-State HR, Mid-State Safety, and Mid-State Wellness, and Mid-State Financial Services along with the educational Mid-State Academy.

We offer comprehensive insurance solutions throughout Virginia, including Lynchburg, VA, Amherst, VA, Charlottesville, VA, Bedford, VA, Roanoke, VA and surrounding areas.

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