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homeowners insurance

De-cluttering and Taking Inventory

By coverage, coverage limits, declutter, donate, Home, home insurance, home inventory, homeowner policy, homeowners insurance, homeowners policy, Household Inventory, Insurance, insurance policy, Personal, policy limits, spring cleaning

With Groundhog Day coming up this Sunday, what do you think Punxsutawney Phil will see when he emerges from his burrow? I’m hoping it’s cloudy and he doesn’t see his shadow, so SPRING can arrive early this year! Spring is…

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Should I Clear the Snow from my Sidewalk?

By Claims, Home, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability coverage, liability insurance, Personal, personal property, Prevention, property, property coverage, rental properties, renter's policy, renters insurance, risk, Risk Management, snow, snow and ice, snow removal, Weather

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…

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Pets and Homeowner Insurance Policies

By animals, dangerous dog breed, dog bite, dog breed, dog owners, Home, home insurance, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability claims, liability coverage, liability insurance, Personal, Personal Insurance, personal liability coverage, pet, property coverage

My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…

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Don’t “Buck” You’re Exposure! Hunter’s should read!

By accidents, ATV, deer, deer hunting, exposure, Home, homeowners insurance, homeowners policy, Household Inventory, hunting, hunting season, Insurance, Liability, liability coverage, liability limits, Personal, Personal Umbrella, personal umbrella policy, Prevention, Umbrella

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…

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Governmental Issues and Homeowner Insurance Policies

By coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Are You Taking Full Advantage of Your Premium Discounts?

By Auto, auto insurance, Central, claims-free discount, coverage, discounts, Financial, Home, homeowners insurance, Insurance, loyalty discount, package discount, Personal, premium, premium discounts, Prevention, protective devices, save, save money, saving, Saving Money

As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there….

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7 Factors Affecting Your Homeowners Insurance Rate

By advice, Central, deductible, factors affecting insurance rates, Financial, Home, homeowners insurance, homeowners insurance rate, Insurance, insurance rates, Personal, replacement cost

Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration. Marital Status – history shows married c…

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