property damage Archives - The Mid-State Group

Mar 25

Insurance Considerations for Contractors

By Insurance Feed bodily injury, Business, Claims, Commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, Insurance, Liability, liability insurance, professional liability, property damage, subcontractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in…

Sep 24

What is the highest property damage claim in terms of loss frequency?

By Insurance Feed back up power, Claims, cleaning gutters, freezing, freezing pipes, gutters, hail damage, handrails, heating system, Home, insulation, Insurance, Insurance Information Institute, loss frequency, Personal, personal property, personal property coverage, preparedness, property damage, property owner, sealing doors, sealing windows, steps, subrogation, tree maintenance, trees, water damage, water pipe, wind damage, window seals, winter preparation, winter weather

According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency.…

Jun 16

Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

By Insurance Feed Accident, Auto, auto accident, auto claim, auto insurance, auto policy, bodily injury, Business, car accident, car insurance, carpool, Central, coverage, driver, Insurance, Liability, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, Technology, transportation network, transportation network platform, travel, Uber

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed…

Oct 22

Governmental Issues and Homeowner Insurance Policies

By Insurance Feed coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it…

Sep 24

Vacant Property Doesn’t Mean Vacant Worries

By Insurance Feed Commercial, cost of repairs, coverage, Financial, flood, flooding, frozen pipes, Insurance, Prevention, property, property coverage, property damage, property policy, Saving Money, security, security system

So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly…

Aug 27

Diminish the Damage of Hurricane Season

By Insurance Feed catastrophic weather, Claims, disaster plan, emergency kit, emergency supplies, flood, flood insurance, flood zone, Home, hurricane, hurricane season, Insurance, Personal, Prevention, property damage, protect your home, Risk Management, Weather

Hurricane season is here. The season runs from June 1st through November 31st.  Meteorologists love to make predictions about how many…

Aug 06

General Liability Covers More Than You Might Think

By Insurance Feed bodily injury, Business, Claims, Commercial, Commercial general liability, Employees, Financial, general liability, Insurance, Liability, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations…

Jul 23

After the Storm: Steps to Repair and Recover

By Insurance Feed bad weather, Claims, contractors, Home, home damage, home repair, house damage, Insurance, Personal, Prevention, property damage, roof damage, storm, storm damage, storm disaster, Weather

The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on…

Mar 26

Springing into Strong Winds and Storms

By Insurance Feed Central, Claims, Education, Home, Insurance, Personal, Prevention, property damage, Risk Management, Safety Tips, Weather, wind claims, windstorms

If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado…

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About The Mid-State Group

Headquartered in Lynchburg, Virginia since 1964, The Mid-State Group delivers innovative growth, risk management, and cost containment strategies for thriving businesses, organizations, families and individuals. Our family-owned, independent umbrella of service companies includes Mid-State Insurance, Mid-State HR, Mid-State Safety, and Mid-State Wellness, and Mid-State Financial Services along with the educational Mid-State Academy.

We offer comprehensive insurance solutions throughout Virginia, including Lynchburg, VA, Amherst, VA, Charlottesville, VA, Bedford, VA, Roanoke, VA and surrounding areas.

property damage