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property damage

Insurance Considerations for Contractors

By bodily injury, Business, Claims, Commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, Insurance, Liability, liability insurance, professional liability, property damage, subcontractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equi…

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Governmental Issues and Homeowner Insurance Policies

By coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Vacant Property Doesn’t Mean Vacant Worries

By Commercial, cost of repairs, coverage, Financial, flood, flooding, frozen pipes, Insurance, Prevention, property, property coverage, property damage, property policy, Saving Money, security, security system

So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant last fall. The bank that owned the…

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Diminish the Damage of Hurricane Season

By catastrophic weather, Claims, disaster plan, emergency kit, emergency supplies, flood, flood insurance, flood zone, Home, hurricane, hurricane season, Insurance, Personal, Prevention, property damage, protect your home, Risk Management, Weather

Hurricane season is here. The season runs from June 1st through November 31st.  Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity.  Unless you live in a high-risk area that could be direct…

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General Liability Covers More Than You Might Think

By bodily injury, Business, Claims, Commercial, Commercial general liability, Employees, Financial, general liability, Insurance, Liability, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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After the Storm: Steps to Repair and Recover

By bad weather, Claims, contractors, Home, home damage, home repair, house damage, Insurance, Personal, Prevention, property damage, roof damage, storm, storm damage, storm disaster, Weather

The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs. First, walk around…

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