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liability coverage

Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, sham contractor, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Cracking the Code on Commercial Umbrellas

By blanket additional insured, Business, business owner, Claims, Commercial, Commercial general liability, commercial umbrella policy, general liability, independent agent, Insurance, Liability, liability coverage, owning a business, professional liability, protection, Umbrella, umbrella policy

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…

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Protect Your Online Retail Business

By Business, business owner, Commercial, commercial cyber, computer, computer attack, cyber crime, cyber extortion, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cybersecurity, data breach, fraud, hackers, home-based business, Identity recovery, identity theft, Insurance, Internet, Liability, liability coverage, online, online presence, online shopping, Prevention, retail, retailer, Technology, website

In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s talk about protecting your customers and yourself as a business owner. If you have any kind of online store where…

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Protect Yourself While Shopping Online

By applications, Business, Commercial, credit card, credit cards, Cyber, cyber insurance, cyber security, cybersecurity, fraud, hackers, Insurance, Internet, internet safety, Liability, liability coverage, liability insurance, online, online payment, online safety, online shopping, Prevention, protect online privacy, retail, Risk Management, Technology

These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…

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Should I Clear the Snow from my Sidewalk?

By Claims, Home, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability coverage, liability insurance, Personal, personal property, Prevention, property, property coverage, rental properties, renter's policy, renters insurance, risk, Risk Management, snow, snow and ice, snow removal, Weather

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…

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Pets and Homeowner Insurance Policies

By animals, dangerous dog breed, dog bite, dog breed, dog owners, Home, home insurance, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability claims, liability coverage, liability insurance, Personal, Personal Insurance, personal liability coverage, pet, property coverage

My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…

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