Category

Central

7 Factors Affecting Your Homeowners Insurance Rate

By | advice, Central, deductible, factors affecting insurance rates, Financial, Home, homeowners insurance, homeowners insurance rate, Insurance, insurance rates, Personal, replacement cost

Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration. Marital Status – history shows married c…

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Things to Consider When Starting a Home Based Business

By | Business, business insurance policy, Central, Home, home business, home-based business, Insurance, Liability, liability coverage, Personal, Risk Management

Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…

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Flammable Material Safety for Small Businesses

By | Business, Central, Commercial, Factory Mutual, fire hazard, fire safety, flammable material, flammables, Insurance, Loss Control, Prevention, Risk Management, safety data sheets, Underwriter Laboratory

One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are substances that can ignite easily and burn rapidly. Larger industrial and manufacturing operations are often well-aware…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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