Category

Commercial

Preventing a Potential Coverage Gap When Relying on Another Entity

By | Business, business income coverage, Central, Commercial, dependent business income, dependent properties, Insurance, loss of business income, Risk Management, supplier

The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating…

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One of the ABC’s of Business Insurance: Always Buy Crime Coverage!

By | burglary, Business, Central, Commercial, computer fraud, crime, crime insurance, embezzlement, employee dishonesty, employee theft, forgery, Insurance, robbery, social engineering, theft

If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much……

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Flammable Material Safety for Small Businesses

By | Business, Central, Commercial, Factory Mutual, fire hazard, fire safety, flammable material, flammables, Insurance, Loss Control, Prevention, Risk Management, safety data sheets, Underwriter Laboratory

One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are substances that can ignite easily and burn rapidly. Larger industrial and manufacturing operations are often well-aware…

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