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Commercial

May the Coverage Be with You

By Builders Risk, Business, Business coverage, Commercial, commercial cyber, commercial insurance, company vehicles, Cyber, Employment Practices Liability Insurance, exposures, inland marine policy, Insurance, Lessor's Risk, Liability, Loss Control, Risk Management, Technology, underwriter, workers' compensation

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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The Importance of Cybersecurity Awareness Training at your Business

By Business, Commercial, commercial cyber, Cyber, cyber attack, cybersecurity, cybersecurity tools, employee training, Employees, information technology, Insurance, phishing, Prevention, ransomware, Technology

The latest data from the Hiscox Cyber Readiness Report highlights an imbalance when it comes to the level of cyber expertise businesses in the US have versus their actions taken when a cyberattack occurs. Although being deemed as global “cyber ex…

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Hire the Right People to Drive Your Company Vehicles

By Auto, Business, business auto policy, business owner, Commercial, company drivers, company vehicles, distracted driving, Distracted Driving Awareness Month, Employees, fleet management, fleet safety program, Insurance, Liability, Motor Vehicle Record, Prevention, telematics

The majority of auto accidents are caused by driver error, whether it be following too closely, speeding, driving distracted, driving under the influence of alcohol or drugs, or any other variety of reasons. As a business owner, you have control…

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Insurance Considerations for Contractors

By bodily injury, Business, Claims, Commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, Insurance, Liability, liability insurance, professional liability, property damage, subcontractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equi…

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Businesses – Spring Into Safety with Risk Management

By Business, business owner, Commercial, commercial property, Insurance, Liability, Loss Control, preventative maintenance, Prevention, Risk Management, roof maintenance, spring cleaning

I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…

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How to Grow Customer Trust and Comply with Data Privacy Laws

By Business, businesses, Commercial, Consumer data, Cyber, cybercriminals, Data Privacy, Data Privacy Laws, Insurance, IT resources, Liability, password protection, phishing scams, scams, software, Technology

Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they are actively considering them. Failure to protect customer and employee information can have costly consequences. B…

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Prevent Slips and Falls with a Snow & Ice Removal Plan

By Business, certificate of insurance, Claims, Commercial, commercial property, ice, Insurance, Liability, Prevention, slip and fall, snow and ice, snow removal contractor, Weather, winter weather, workers' compensation

It’s snowin’ and blowin’ everywhere in Ohio right now and in much of the U.S., but like my grandma says, “It’s that time of year!” There are times when we have to venture out, even during and after winter weather…

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The Benefits of Telematics for Company Vehicles

By accident investigation, Auto, Business, car camera, Claims, Commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, Insurance, Liability, Loss Control, Risk Management, Technology, telematics

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Now is a Good Time for Your Commercial Policy Check-Up

By annual review, Business, business owner, Commercial, commercial policy, exposure changes, Insurance, new coverages, new exposures, policy check-up, Risk Management, small business

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…

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Finding Solutions to Fleet Safety Management Questions

By Auto, Azuga, Business, Central, Claims, Commercial, commercial auto policy, company car, company drivers, company vehicles, fleet, fleet management, fleet safety program, fleet tracking, Insurance, Loss Control, Risk Management, Safety cam, telematics

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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