business owner Archives - The Mid-State Group

Mar 15

Peak Season Endorsement: A Better Way to Manage Inventory

By Insurance Feed Business, business inventory, business owner, Central, Commercial, commercial insurance, Insurance, peak season endorsement, protecting business property

If you operate a seasonal business or a business with significantly higher inventories at set times of the year, a…

May 18

What Commercial Insurance Policy Does My Business Need?

By Insurance Feed Business, Business Insurance, business owner, Commercial, commercial building, Commercial general liability, commercial insurance, commercial policy, Employees, Insurance, Liability

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an…

Apr 29

Employee Drivers & How to Protect Your Business Auto Insurance Rates

By Insurance Feed Auto, Business, business auto policy, business owner, Commercial, company drivers, company vehicles, distracted driving, Distracted Driving Awareness Month, Employees, fleet management, fleet safety program, Insurance, Liability, Motor Vehicle Record, Prevention, telematics

When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these…

Mar 30

Businesses – Spring Into Safety with Risk Management

By Insurance Feed Business, business owner, Commercial, commercial property, Insurance, Liability, Loss Control, preventative maintenance, Prevention, Risk Management, roof maintenance, spring cleaning

I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days,…

Jan 19

Now is a Good Time for Your Commercial Policy Check-Up

By Insurance Feed annual review, Business, business owner, Commercial, commercial policy, exposure changes, Insurance, new coverages, new exposures, policy check-up, Risk Management, small business

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a…

Oct 22

Excess Policy or Umbrella Policy? What’s the difference and which is better?

By Insurance Feed Accident, Auto, Business, business owner, Commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, Insurance, Liability, self-insured retention

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase…

Oct 13

Business Insurance 101: Where Do New Business Owners Start?

By Insurance Feed assets, Business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, Business Insurance, business inventory, business owner, Claims, Commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, Financial, independent agent, inland marine, inland marine insurance, Insurance, Liability, loss prevention, professional liability, Risk Management, risk transfer

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your…

Jul 21

Reopening Your Business During COVID-19

By Insurance Feed Business, business interruption, business owner, business shutdown, CDC, Center for Disease Control and Prevention, Commercial, coronavirus, COVID-19, Employees, Insurance, owning a business, Prevention, small business

The last four months have been some of the most taxing and pressurized months I have seen in my 35…

Jul 14

Cracking the Code on Commercial Umbrellas

By Insurance Feed blanket additional insured, Business, business owner, Claims, Commercial, Commercial general liability, commercial umbrella policy, general liability, independent agent, Insurance, Liability, liability coverage, owning a business, professional liability, protection, Umbrella, umbrella policy

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage…

Jun 26

Protect Your Online Retail Business

By Insurance Feed Business, business owner, Commercial, commercial cyber, computer, computer attack, cyber crime, cyber extortion, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cybersecurity, data breach, fraud, hackers, home-based business, Identity recovery, identity theft, Insurance, Internet, Liability, liability coverage, online, online presence, online shopping, Prevention, retail, retailer, Technology, website

In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s…

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About The Mid-State Group

Headquartered in Lynchburg, Virginia since 1964, The Mid-State Group delivers innovative growth, risk management, and cost containment strategies for thriving businesses, organizations, families and individuals. Our family-owned, independent umbrella of service companies includes Mid-State Insurance, Mid-State HR, Mid-State Safety, and Mid-State Wellness, and Mid-State Financial Services along with the educational Mid-State Academy.

We offer comprehensive insurance solutions throughout Virginia, including Lynchburg, VA, Amherst, VA, Charlottesville, VA, Bedford, VA, Roanoke, VA and surrounding areas.

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