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Insurance

What is Subrogation?

By analytics, artificial intelligence, Business, Claims, Commercial, coverage, damages, Home, Household Inventory, Insurance, Liability, Personal, premiums, Prevention, products liability, Saving Money, Service, subrogate, subrogation, third-party

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal right the insurance company holds to pursue a third-party responsible for the damages caused to…

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Utility Line Protection – A Hidden (or Buried) Treasure?

By Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…

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May the Coverage Be With You!

By Builders Risk, Business, catastrophic event, cause of loss, cloud storage, Commercial, commercial building, commercial insurance, construction, coverage, Cyber, cyber security, data, deductible, employee, Employees, exposure, exposures, inland marine, Insurance, Liability, liability insurance, risk, risk assessment, Risk Management, safety, Technology, underwriter, workers' compensation, workplace, workplace safety

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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