One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring…
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current circumstances. For tips on road tripping during a pandemic…
School 2020…what will it look like? None of us really know yet as plans and government recommendations seem to change day-to-day. One thing is certain – it will look much different than ever before. If your children are among those physical…
As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to revisit these safety tips with your children. Get to the bus stop at least five minutes before the bus is sc…
As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to revisit these safety tips with your children. Get to the bus stop at least five minutes before the bus is sc…
School 2020…what will it look like? None of us really know yet as plans and government recommendations seem to change day-to-day. One thing is certain – it will look much different than ever before. If your children are among those…
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current circumstances. For tips…
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…