When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
Read More
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen v…
Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring…
As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current circumstances. For tips on road tripping during a pandemic…
School 2020…what will it look like? None of us really know yet as plans and government recommendations seem to change day-to-day. One thing is certain – it will look much different than ever before. If your children are among those physical…
As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to revisit these safety tips with your children. Get to the bus stop at least five minutes before the bus is sc…