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Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Oh Deer! Drive Defensively this Season

By Accident, Auto, caution signs, deer, driving safety, driving safety tips, Insurance, National Highway Transportation Safety Administration, Personal, Prevention, Risk Management, road safety, road safety tips, roadside assistance program, safe driving, Weather

The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now! Between October…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella, umbrella policy

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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7 Ways to Ready Your Vehicle for the Future Cold

By Auto, battery, car, cold weather, emergency kit, engine, Insurance, Personal, Prevention, Risk Management, safe driving, safety, Safety Tips, tire pressure, vehicle, vehicle maintenance, Weather, winter preparation

Summer is gone, fall is here, and that means colder weather is coming. As cooler temperatures approach, it’s a good idea to think about ways you can help your car take care of you. After all, your car is likely your sole…

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It May Have Been Covered but HOW Was It Covered?

By Accident, Auto, claim, Claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, Home, inland marine, inland marine policy, Insurance, insurance claim, Liability, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, Umbrella

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…

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Does your college student know what to do if they’re involved in a car accident?

By Accident, Auto, auto accident, auto insurance, auto policy, automobile accident, car accident, car insurance, Claims, going to college, Insurance, insurance claim, Liability, Personal, Personal Insurance, safe driving, what to do after a car accident

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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Don’t Forget Your Pre-Trip Vehicle Inspection!

By Auto, emergency kit, end of summer, Insurance, Personal, planning a road trip, Prevention, Risk Management, road trip, roadside assistance, safe driving, vehicle, vehicle inspection, vehicle maintenance, vehicle safety

It’s that time of year again…end of summer break! Some parents try to squeeze in last-minute vacations with their kids before the break comes to an end. Or maybe, school just started, and it’s time for the fall sports season,…

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Safety First When Celebrating Labor Day!

By Auto, boat safety, driving safety, Grill safety, Home, Insurance, Labor Day, Labor Day weekend, Liability, liability insurance, Personal, personal coverage, Personal Insurance, Prevention, property coverage, Safety Tips, summer safety, travel safety, Umbrella, Weather

There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!” Your Labor Day weekend can be fun and safe at…

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