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commercial underwriting

Oct 22

Excess Policy or Umbrella Policy? What’s the difference and which is better?

By Accident, Auto, Business, business owner, Commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, Insurance, Liability, self-insured retention

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …

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Dec 19

What if Santa Claus needed to buy insurance?

By Auto, auto insurance, auto policy, Business, business auto policy, Business Insurance, business owner, claim, Claims, Commercial, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, Employees, errors and omissions, Insurance, insurance claim, insurance underwriter, Liability, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, Personal Insurance, personal lines underwriter, professional liability, protecting business property, Risk Management, Santa, Santa Claus, underwriter, Weather, workers' comp claims, workers' compensation

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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