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Liability

What You Need to Know When Insuring Your LLC-Named Home

By Articles of Incorporation, estate planning, estate tax, Financial, forming an LLC, Home, homeowners, Insurance, Liability, Limited Liability Company, LLC, LLC coverage, LLC endorsement, LLC-named home, Personal, Personal Umbrella, vacation home

Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. ……

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What Commercial Insurance Policy Does My Business Need?

By Business, Business Insurance, business owner, Commercial, commercial building, Commercial general liability, commercial insurance, commercial policy, Employees, Insurance, Liability

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hund…

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May the Coverage Be with You

By Builders Risk, Business, Business coverage, Commercial, commercial cyber, commercial insurance, company vehicles, Cyber, Employment Practices Liability Insurance, exposures, inland marine policy, Insurance, Lessor's Risk, Liability, Loss Control, Risk Management, Technology, underwriter, workers' compensation

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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Employee Drivers & How to Protect Your Business Auto Insurance Rates

By Auto, Business, business auto policy, business owner, Commercial, company drivers, company vehicles, distracted driving, Distracted Driving Awareness Month, Employees, fleet management, fleet safety program, Insurance, Liability, Motor Vehicle Record, Prevention, telematics

When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies.  At-fault accidents are the most common cause of p…

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