Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. ……
We’re breaking down some of National Lampoon’s Christmas Vacation’s most iconic scenes as we explore the liability risks and insurance implications of hosting the hap-hap-happiest Christmas since…well, you know.
With harvest wrapping up and the holidays just around the bend, we’ve entered a season full of popping corks and raising glasses. Vineyards and wineries fall under Central’s manufacturing vertical, which encompasses a wide range of businesses, includin…
Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hund…
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies. At-fault accidents are the most common cause of p…
2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…
2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equi…
I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…