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Liability

What Commercial Insurance Policy Does My Business Need?

By Business, Business Insurance, business owner, Commercial, commercial building, Commercial general liability, commercial insurance, commercial policy, Employees, Insurance, Liability

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hund…

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May the Coverage Be with You

By Builders Risk, Business, Business coverage, Commercial, commercial cyber, commercial insurance, company vehicles, Cyber, Employment Practices Liability Insurance, exposures, inland marine policy, Insurance, Lessor's Risk, Liability, Loss Control, Risk Management, Technology, underwriter, workers' compensation

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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Employee Drivers & How to Protect Your Business Auto Insurance Rates

By Auto, Business, business auto policy, business owner, Commercial, company drivers, company vehicles, distracted driving, Distracted Driving Awareness Month, Employees, fleet management, fleet safety program, Insurance, Liability, Motor Vehicle Record, Prevention, telematics

When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies.  At-fault accidents are the most common cause of p…

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Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, sham contractor, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Insurance Considerations for Contractors

By bodily injury, Business, Claims, Commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, Insurance, Liability, liability insurance, professional liability, property damage, subcontractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equi…

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Businesses – Spring Into Safety with Risk Management

By Business, business owner, Commercial, commercial property, Insurance, Liability, Loss Control, preventative maintenance, Prevention, Risk Management, roof maintenance, spring cleaning

I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…

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How to Grow Customer Trust and Comply with Data Privacy Laws

By Business, businesses, Commercial, Consumer data, Cyber, cybercriminals, Data Privacy, Data Privacy Laws, Insurance, IT resources, Liability, password protection, phishing scams, scams, software, Technology

Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they are actively considering them. Failure to protect customer and employee information can have costly consequences. B…

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