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What is Subrogation?

By analytics, artificial intelligence, Business, Claims, Commercial, coverage, damages, Home, Household Inventory, Insurance, Liability, Personal, premiums, Prevention, products liability, Saving Money, Service, subrogate, subrogation, third-party

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal right the insurance company holds to pursue a third-party responsible for the damages caused to…

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Utility Line Protection – A Hidden (or Buried) Treasure?

By Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…

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Serve Up Stovetop and Oven Safety

By cooking fire, fire extinguisher, fire safety, grease fire, Home, Insurance, knife, knife safety, knives, oven, oven safety, Personal, Prevention, Risk Management, safe cooking, stovetop, stovetop fire, stovetop safety

I’ve written about stovetop fire extinguishers before, but I also want to share some general stovetop and oven safety tips with you. Since I’ve been working from home, I’m cooking a lot more and using my stovetop and/or oven daily,…

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Serve Up Stovetop and Oven Safety

By cooking fire, fire extinguisher, fire safety, grease fire, Home, Insurance, knife, knife safety, knives, oven, oven safety, Personal, Prevention, Risk Management, safe cooking, stovetop, stovetop fire

I’ve written about stovetop fire extinguishers before, but I also want to share some general stovetop and oven safety tips with you. Since I’ve been working from home, I’m cooking a lot more and using my stovetop and/or oven daily,…

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Extra Time on Your Hands? Why Not Spring into Spring?

By air conditioner, air conditioner maintenance, gutters, Home, home inventory, home maintenance, home repair, homeowners, Household Inventory, Insurance, Personal, Prevention, roof, roof inspection, spring, spring cleaning, storms, trees, windows

Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and my birthday! But spring also brings rain, storms, and other perils that could cause damage to your home. Most…

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World Backup Day! The 5 W’s of Data Backup

By back up data, Business, confidential data, data backup, data storage, Education, Home, information technology, Insurance, Personal, personal computer, personal data, personal information, Prevention, private information, protect online privacy, protecting your data, protection, Technology

Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…

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Daylight Savings Time is Time to Check Your Smoke Detectors

By battery, daylight savings, Daylight Savings Time, fire, fire prevention, fire prevention tips, fire protection, fire safety, Home, home fire, house fire, Household Inventory, Insurance, National Fire Protection Association, Personal, Prevention, smoke alarm, smoke detector, smoke detectors

Daylight savings time is coming up this Sunday! We’re going to “SPRING forward” our clocks (which means Spring is just around the corner. Yay!). Another important thing to do this weekend: check our smoke detectors! A general rule of …

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