I’ll be the first to admit that when I rented an apartment during my senior year of college, I didn’t have renters insurance. Looking back, I’m lucky I never needed it. At the time, I told myself that the likelihood…
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The kids are back in school, I’ve seen some leaves on the ground, and soon I’ll see the historical “dumpster fire” as my favorite professional football team embarks on the first of several championship seasons. Whether your a pr…
Hurricane season is here. The season runs from June 1st through November 31st. Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity. Unless you live in a high-risk area that could be direct…
There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!” Your Labor Day weekend can be fun and safe at…
Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and their contents. Many also understand that personal liability and medical payments coverage is also pa…
The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs. First, walk around…
The drains and toilets in your house start to back up. Nothing seems to be draining so you call the plumber. When the plumber arrives, he inserts a snake with a camera on the end, into your main sewer line…
Recently, the story of a child dying from what is called “dry drowning” took the Internet by storm. Dry drowning occurs when the vocal cords get irritated enough from taking in water through the nose or mouth that they spasm…
The recent flooding around Ohio has reminded me that anything can happen at a moment’s notice. It’s important to be prepared for any natural disaster or emergency. To help make sure you are ready when the next storm strikes, be…
As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there….