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Save Money with Auto Premium Discounts

By Auto, Central, deductible, discounts, discounts & credits, Financial, Home, independent agent, Independent Agents, Insurance, insurance premium, loss, loyalty credit, package discount, Personal, premium discounts, protection, Saving Money

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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Have a Happy (and Safe) 4th of July!

By 4th of July, fire prevention, fire safety, firecrackers, fireworks, Home, Insurance, National Fire Protection Association, NFPA, Personal, Prevention, safety, Safety Tips, sparklers

This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers, and fireworks. Speaking of sparklers and fireworks, they can be fun, pretty, and cool, but they can also be danger…

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Now Might Be the Perfect Time for an Account Review

By Adequate coverage, adequate protection, agent, annual insurance review, Auto, Business, business owner, Claims, Commercial, Home, Household Inventory, independent agent, independent insurance agent, Insurance, insurance program, insurance review, Liability, liability exposures, owning a business, Personal, personal assets, Prevention, protection, Umbrella, umbrella policy

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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Quarantine Fatigue Is Real And It Could Kill Your Company

By Business, Central, cloud based services, cloud storage, Commercial, computer, Cyber, cyber attack, cyber crime, cyber security, CyberScout, cybersecurity, data backup, Employees, fatigue, firmware, Home, Insurance, malware, multi-factor authentication, pandemic, Personal, phishing, Prevention, quarantine, quarantine fatigue, scam, scammers, scams, software, Technology, work from home, working from home

Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front. Multiple studies and articles of late have noted a trend that could have serious….

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Coronavirus Could Complicate Hurricane Season 2020

By Business, Claims, claims adjuster, claims process, claims service, Commercial, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, Financial, flood, flood insurance, flood zone, flooding, Home, hurricane, hurricane season, Insurance, natural disaster, personal pretective equipment, Risk Management, social distancing, storm damage, storms, Weather

Hurricane season is here.  Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity.  People in high-risk areas will be directly affected, of course, but everyone still needs to p…

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What is Subrogation?

By analytics, artificial intelligence, Business, Claims, Commercial, coverage, damages, Home, Household Inventory, Insurance, Liability, Personal, premiums, Prevention, products liability, Saving Money, Service, subrogate, subrogation, third-party

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal right the insurance company holds to pursue a third-party responsible for the damages caused to…

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Utility Line Protection – A Hidden (or Buried) Treasure?

By Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…

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Serve Up Stovetop and Oven Safety

By cooking fire, fire extinguisher, fire safety, grease fire, Home, Insurance, knife, knife safety, knives, oven, oven safety, Personal, Prevention, Risk Management, safe cooking, stovetop, stovetop fire, stovetop safety

I’ve written about stovetop fire extinguishers before, but I also want to share some general stovetop and oven safety tips with you. Since I’ve been working from home, I’m cooking a lot more and using my stovetop and/or oven daily,…

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Serve Up Stovetop and Oven Safety

By cooking fire, fire extinguisher, fire safety, grease fire, Home, Insurance, knife, knife safety, knives, oven, oven safety, Personal, Prevention, Risk Management, safe cooking, stovetop, stovetop fire

I’ve written about stovetop fire extinguishers before, but I also want to share some general stovetop and oven safety tips with you. Since I’ve been working from home, I’m cooking a lot more and using my stovetop and/or oven daily,…

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