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deductible

Not All Homeowner Insurance Policies Are Equal

By cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…

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Save Money with Auto Premium Discounts

By Auto, Central, deductible, discounts, discounts & credits, Financial, Home, independent agent, Independent Agents, Insurance, insurance premium, loss, loyalty credit, package discount, Personal, premium discounts, protection, Saving Money

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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May the Coverage Be With You!

By Builders Risk, Business, catastrophic event, cause of loss, cloud storage, Commercial, commercial building, commercial insurance, construction, coverage, Cyber, cyber security, data, deductible, employee, Employees, exposure, exposures, inland marine, Insurance, Liability, liability insurance, risk, risk assessment, Risk Management, safety, Technology, underwriter, workers' compensation, workplace, workplace safety

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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7 Factors Affecting Your Homeowners Insurance Rate

By advice, Central, deductible, factors affecting insurance rates, Financial, Home, homeowners insurance, homeowners insurance rate, Insurance, insurance rates, Personal, replacement cost

Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration. Marital Status – history shows married c…

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