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Accident

Avoid Collision Towing and Repair Scams

By Accident, airbag fraud, anti-fraud, Auto, auto repair, bandit tow trucks, chop shops, Claims, collision, collision repair, fraud, Insurance, Personal, Prevention, Risk Management, scam, towing

  Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen v…

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Do you have collision AND comprehensive coverage? You better check!

By Accident, Auto, auto insurance, collision coverage, comprehensive coverage, deer, deer crashes, Insurance, Personal, personal auto insurance, road conditions, road safety, Weather

It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

By Accident, Auto, Business, business owner, Commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, Insurance, Liability, self-insured retention

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …

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