If you’re a car owner, chances are you understand the importance of having auto insurance. Among the various risks and uncertainties that come with owning a vehicle, one of the most crucial aspects your insurance policy covers is liability. In……
Being involved in a car wreck is a scary event. There are many things to think about after. Is everyone okay? Are there any witnesses? How is this going to affect my auto insurance rates? If the accident is serious…
The post You Just Had a Car Wreck:…
Hearing that your vehicle has been declared a total loss can be frustrating. But not knowing what to do after that declaration can be downright stressful. In this article, we define a total loss, outline the five steps you should…
The post How to Han…
April is Distracted Driving Month. Read on to learn more about the psychology behind driving distractions and how to avoid texting temptations behind the wheel in order to make the roads safer for all.
With farmers in and out of fields for planting season, it’s important for everyone to do their part to help keep our farmers and motorists safe. Many of the on-road accidents can be avoided by having patience, using extreme caution,…
With farmers in and out of fields for planting season, it’s important for everyone to do their part to help keep our farmers and motorists safe. Many of the on-road accidents can be avoided by having patience, using extreme caution,…
It seems like every day we are hearing of a new accident caused by distracted driving. Whether it was caused by someone texting, scrolling on their phone, or just not paying attention to the road, distracted driving accidents are all…
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen v…
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …