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Accident

Avoid Collision Towing and Repair Scams

By Accident, airbag fraud, anti-fraud, Auto, auto repair, bandit tow trucks, chop shops, Claims, collision, collision repair, fraud, Insurance, Personal, Prevention, Risk Management, scam, towing

  Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen v…

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Do you have collision AND comprehensive coverage? You better check!

By Accident, Auto, auto insurance, collision coverage, comprehensive coverage, deer, deer crashes, Insurance, Personal, personal auto insurance, road conditions, road safety, Weather

It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

By Accident, Auto, Business, business owner, Commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, Insurance, Liability, self-insured retention

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …

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Preventing the Risk of Distracted Driving

By Accident, Auto, cell phone, cell phones, Central, discounts, distracted driver, distracted driving, Distracted Driving Awareness, Distracted Driving Awareness Month, Education, Insurance, passengers, Personal, Prevention, Saving Money, smart phone, smartphone, teen driver, teen drivers, teenSMART

Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change…

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A Frozen Forecast Leads to Dangerous Driving

By Accident, Auto, Central, Insurance, Personal, Prevention, road conditions, road safety, road safety tips, roadside assistance, roadside assistance program, safe driving, Safety Tips, Service, snow, snow and ice, snow storm, Weather, winter, winter driving, winter weather

  Many woke up today to the beauty of a winter wonderland, where everything is blanketed in bright white snow. It’s the kind of snow that’s best for when Anna and Elsa want to build a snowman, or for packing…

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Winter Driving and Auto Claims Tips

By Accident, accident claims, Auto, auto accident, auto claim, auto insurance claim, automobile accident, car accident, Claims, claims process, driving safety, driving safety tips, Insurance, Personal, Prevention, road conditions, safe driving, Weather, winter, winter driving, winter storm, winter weather

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be…

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Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Oh Deer! Drive Defensively this Season

By Accident, Auto, caution signs, deer, driving safety, driving safety tips, Insurance, National Highway Transportation Safety Administration, Personal, Prevention, Risk Management, road safety, road safety tips, roadside assistance program, safe driving, Weather

The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now! Between October…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella, umbrella policy

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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