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property coverage

Equipment Breakdown Coverage: What It Is & Why You Need It

By Business, Commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, Insurance, insurance carrier, loss prevention, mechanical breakdown, Personal, preventive measures, property coverage, property policy

Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of repairing or rebuilding your home after an accident and can provide replacement costs for personal belongings when broken or destroyed. ….

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Should I Clear the Snow from my Sidewalk?

By Claims, Home, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability coverage, liability insurance, Personal, personal property, Prevention, property, property coverage, rental properties, renter's policy, renters insurance, risk, Risk Management, snow, snow and ice, snow removal, Weather

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…

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Pets and Homeowner Insurance Policies

By animals, dangerous dog breed, dog bite, dog breed, dog owners, Home, home insurance, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability claims, liability coverage, liability insurance, Personal, Personal Insurance, personal liability coverage, pet, property coverage

My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…

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Governmental Issues and Homeowner Insurance Policies

By coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Now’s the Time! Prep Your Property for the Coming Cold Weather

By chimney, gutters, Home, home insurance, home maintenance, Insurance, Personal, personal property coverage, Prevention, property, property coverage, roof, roof inspection, Weather, winter, winter preparation, winter weather

The thought of doing outdoor work in the cold weather isn’t overly appealing. With the fall season here and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any…

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Now’s the Time! Prep Your Property for the Coming Cold Weather

By chimney, gutters, Home, home insurance, home maintenance, Insurance, Personal, personal property coverage, Prevention, property, property coverage, roof, roof inspection, Weather, winter, winter preparation, winter weather

The thought of doing outdoor work in the cold weather isn’t overly appealing. With the fall season here and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any…

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Vacant Property Doesn’t Mean Vacant Worries

By Commercial, cost of repairs, coverage, Financial, flood, flooding, frozen pipes, Insurance, Prevention, property, property coverage, property damage, property policy, Saving Money, security, security system

So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant last fall. The bank that owned the…

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Safety First When Celebrating Labor Day!

By Auto, boat safety, driving safety, Grill safety, Home, Insurance, Labor Day, Labor Day weekend, Liability, liability insurance, Personal, personal coverage, Personal Insurance, Prevention, property coverage, Safety Tips, summer safety, travel safety, Umbrella, Weather

There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!” Your Labor Day weekend can be fun and safe at…

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