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Claims

Getting Personal with Agents and Underwriters

By Business, career opportunities in the insurance industry, Central, Claims, Communication, Employees, independent agent, Independent Agents, independent insurance agent, Insurance, insurance agent, insurance careers, insurance careers month, insurance industry, insurance underwriter, Liability, Personal, personal lines underwriter, Service, underwriter

I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central Insurance. However, when I obtained my very first position as a personal lines customer service representative…

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Medical Payments – The Forgotten Homeowner Insurance Coverage

By bodily injury, Central, Claims, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, Insurance, Liability, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…

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Winter Driving and Auto Claims Tips

By Accident, accident claims, Auto, auto accident, auto claim, auto insurance claim, automobile accident, car accident, Claims, claims process, driving safety, driving safety tips, Insurance, Personal, Prevention, road conditions, safe driving, Weather, winter, winter driving, winter storm, winter weather

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be…

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Should I Clear the Snow from my Sidewalk?

By Claims, Home, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability coverage, liability insurance, Personal, personal property, Prevention, property, property coverage, rental properties, renter's policy, renters insurance, risk, Risk Management, snow, snow and ice, snow removal, Weather

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…

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Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella, umbrella policy

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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It May Have Been Covered but HOW Was It Covered?

By Accident, Auto, claim, Claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, Home, inland marine, inland marine policy, Insurance, insurance claim, Liability, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, Umbrella

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…

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TIPS for Your Servers This Football Season

By alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, Business, Claims, Commercial, Employees, Insurance, intoxication, Liability, liability claims, liability coverage, liability insurance, liquor liability, Loss Control, Prevention, Risk Management, safety, Safety Tips, Service

Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…

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Does your college student know what to do if they’re involved in a car accident?

By Accident, Auto, auto accident, auto insurance, auto policy, automobile accident, car accident, car insurance, Claims, going to college, Insurance, insurance claim, Liability, Personal, Personal Insurance, safe driving, what to do after a car accident

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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