For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs. First, walk around…
The drains and toilets in your house start to back up. Nothing seems to be draining so you call the plumber. When the plumber arrives, he inserts a snake with a camera on the end, into your main sewer line…
The Fourth of July is quickly approaching. People are stocking up on food, drinks, and fireworks. Fireworks are known for being fun and loud, but they can also be very dangerous. Here are some tips for staying safe if you…
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a los…
My morning routine includes watching the local news while ironing my clothes so that I can look presentable to both the public and my coworkers. Several days ago, I was in the middle of this routine when the newscast cut…
One of the best trips I ever took was an epic hike along the Inca Trail in Peru. I worried about a lot of things on this expedition: tarantulas, altitude, sunburn, insects, and rainstorms. At one point in the hike,…
While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property….
For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…