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Smart Home Technology – Friend or Foe?

By Home, home security, information technology, Insurance, Internet, internet safety, new technology, online safety, Personal, protect your home, protecting your data, protection, protective devices, safety, Safety Tips, smart phone, smartphone, Technology, technology advances

Anyone buying any cool tech gifts for themselves or for loved ones this holiday season? The possibilities are endless when it comes to “smart” devices that are available for you and your home! These devices range from smart plugs and…

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Don’t be a Turkey! Tips on Deep Frying for the Holidays

By cooking fire, cooking fires, fire, fire extinguisher, fire protection, fire safety, holiday safety, Home, Insurance, National Fire Protection Association, outdoor cooking, Personal, Prevention, Risk Management, Safety Tips, turkey

Thanksgiving is a week away and I am already imagining the deliciousness. My mouth is literally starting to water as I type this! Mmm. There are many ways to cook your holiday turkey, such as roasting it, slow cooking it…

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Collision or Comprehensive: Which Coverage Applies?

By Accident, Auto, auto accident, auto insurance, auto policy, car accident, car insurance, Claims, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, Insurance, Liability, other than collision, Personal, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice, Weather

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Oh Deer! Drive Defensively this Season

By Accident, Auto, caution signs, deer, driving safety, driving safety tips, Insurance, National Highway Transportation Safety Administration, Personal, Prevention, Risk Management, road safety, road safety tips, roadside assistance program, safe driving, Weather

The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now! Between October…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella, umbrella policy

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Don’t “Buck” You’re Exposure! Hunter’s should read!

By accidents, ATV, deer, deer hunting, exposure, Home, homeowners insurance, homeowners policy, Household Inventory, hunting, hunting season, Insurance, Liability, liability coverage, liability limits, Personal, Personal Umbrella, personal umbrella policy, Prevention, Umbrella

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…

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Governmental Issues and Homeowner Insurance Policies

By coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Fire Prevention For Your Home

By chimney, chimney fire, electrical hazards, electrical safety, fire, fire prevention, fire prevention tips, fireplace, heating system, Home, home fire, home insurance, Household Inventory, Insurance, Personal, Prevention, safety, smoke alarm, smoke detector

Can you believe October is almost over and November is nearing?! But…it still is National Fire Prevention Month, so let’s learn more about fire safety! Here are some great tips to remember to help avoid house fires and keep your…

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