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Through the Roof! How Roofing Scams Will Cost You

By Central, Claims, fraud, Home, home repair, Insurance, insurance fraud, Personal, Prevention, Risk Management, roof contractor, roof damage, roofer, roofing scam, scam, storm chasers, Weather

  In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud re…

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Avoid Collision Towing and Repair Scams

By Accident, airbag fraud, anti-fraud, Auto, auto repair, bandit tow trucks, chop shops, Claims, collision, collision repair, fraud, Insurance, Personal, Prevention, Risk Management, scam, towing

  Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen v…

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Do you have collision AND comprehensive coverage? You better check!

By Accident, Auto, auto insurance, collision coverage, comprehensive coverage, deer, deer crashes, Insurance, Personal, personal auto insurance, road conditions, road safety, Weather

It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…

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Not All Homeowner Insurance Policies Are Equal

By cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…

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Time to Fall Back (and Check Your Smoke Alarms)

By Daylight Savings Time, fire extinguishers, fire prevention, fire prevention tips, Home, Insurance, low battery, National Fire Protection Association, Personal, Prevention, smoke alarm, smoke detector, Technology

This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…

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How to Prepare your Home for Winter

By air filter, cleaning gutters, exterior faucets, freezing pipes, freezing weather, heating system, Home, Insurance, Personal, Prevention, salt, smoke alarm, smoke detector, snow shovel, Weather, winter preparation, winter weather, winterizing your home

I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the holidays are quickly approaching. The worst part about the autumn season is that it goes too…

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