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Have a Happy (and Safe) 4th of July!

By 4th of July, fire prevention, fire safety, firecrackers, fireworks, Home, Insurance, National Fire Protection Association, NFPA, Personal, Prevention, safety, Safety Tips, sparklers

This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers, and fireworks. Speaking of sparklers and fireworks, they can be fun, pretty, and cool, but they can also be danger…

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Now Might Be the Perfect Time for an Account Review

By Adequate coverage, adequate protection, agent, annual insurance review, Auto, Business, business owner, Claims, Commercial, Home, Household Inventory, independent agent, independent insurance agent, Insurance, insurance program, insurance review, Liability, liability exposures, owning a business, Personal, personal assets, Prevention, protection, Umbrella, umbrella policy

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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It’s That Time of Year: Prepare Your Boat!

By boat, boat inspection, boat insurance, boat safety, boating, boats, first aid kit, inspection, Insurance, life jacket, Personal, Prevention, Risk Management, safety kit, Safety Tips, sailboat, Umbrella, US Coast Guard, water safety, watercraft, Weather

As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more enjoyable than a day on the boat, a good time can quickly go bad…

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Quarantine Fatigue Is Real And It Could Kill Your Company

By Business, Central, cloud based services, cloud storage, Commercial, computer, Cyber, cyber attack, cyber crime, cyber security, CyberScout, cybersecurity, data backup, Employees, fatigue, firmware, Home, Insurance, malware, multi-factor authentication, pandemic, Personal, phishing, Prevention, quarantine, quarantine fatigue, scam, scammers, scams, software, Technology, work from home, working from home

Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front. Multiple studies and articles of late have noted a trend that could have serious….

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What is Subrogation?

By analytics, artificial intelligence, Business, Claims, Commercial, coverage, damages, Home, Household Inventory, Insurance, Liability, Personal, premiums, Prevention, products liability, Saving Money, Service, subrogate, subrogation, third-party

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation? Subrogation is a legal right the insurance company holds to pursue a third-party responsible for the damages caused to…

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Utility Line Protection – A Hidden (or Buried) Treasure?

By Claims, corrosion, coverage, decay, deterioration, drainage system, endorsement, Home, homeowners insurance, homeowners policy, Insurance, perils, Personal, rust, sewer lines, underground piping, utility line, wear and tear

Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…

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