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Business

Prevent Slips and Falls with a Snow & Ice Removal Plan

By Business, certificate of insurance, Claims, Commercial, commercial property, ice, Insurance, Liability, Prevention, slip and fall, snow and ice, snow removal contractor, Weather, winter weather, workers' compensation

It’s snowin’ and blowin’ everywhere in Ohio right now and in much of the U.S., but like my grandma says, “It’s that time of year!” There are times when we have to venture out, even during and after winter weather…

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“I want to work in insurance when I grow up!” – No One Ever

By Business, career, career opportunities in the insurance industry, career paths, independent agent, Independent Agents, independent insurance agent, Insurance, insurance agent, insurance careers, insurance careers month, insurance carrier, insurance industry, rewarding career, Service

“I want to work in insurance when I grow up!” – No One Ever There aren’t a lot of people working for insurance carriers or agents who grew up thinking that’s where their career would take them. Unless insurance was…

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The Benefits of Telematics for Company Vehicles

By accident investigation, Auto, Business, car camera, Claims, Commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, Insurance, Liability, Loss Control, Risk Management, Technology, telematics

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Now is a Good Time for Your Commercial Policy Check-Up

By annual review, Business, business owner, Commercial, commercial policy, exposure changes, Insurance, new coverages, new exposures, policy check-up, Risk Management, small business

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…

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Condominium Association Risk Management Suggestions

By Business, Communication, condo association, condo association master policy, condominium declarations, directors and officers, Employment Practices Liability Insurance, Insurance, Liability, Loss Control, ordinance or law coverage, Risk Management

While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure ass…

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Finding Solutions to Fleet Safety Management Questions

By Auto, Azuga, Business, Central, Claims, Commercial, commercial auto policy, company car, company drivers, company vehicles, fleet, fleet management, fleet safety program, fleet tracking, Insurance, Loss Control, Risk Management, Safety cam, telematics

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

By Accident, Auto, Business, business owner, Commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, Insurance, Liability, self-insured retention

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? …

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The Benefits of Your Loss Control Consultant

By Business, Central, Commercial, commercial insurance, commercial policy, fleet safety program, Insurance, Loss Control, loss control consultant, loss control inspection, loss control representative, loss control services, loss control survey, potential risks, relationships, Risk Management, safety, safety program, Service, workplace safety

Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required act…

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Are Your Servers Trained and Certified with TIPS?

By alcohol awareness, alcohol awareness training course, alcohol consumption, alcohol related accident, alcohol training, bar, bar owners, bartenders, Business, Commercial, COVID-19, Employees, fines, football season, Insurance, intoxication, Liability, Loss Control, loss control representative, Prevention, restaurant, safety, Safety Tips, servers, TIPS, workers' compensation

We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and now games will start in October…GO BUCKS! COVID-19 has changed how we’ll watch these…

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