“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a los…
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According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of distribution to earn a profit. Retailers satisfy demand identified through a supply chain. A retail sale occurs when a busines…
The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating…
Wine making is a trade as old as civilization. As the process has become more sophisticated over time, so have the options available to protect you against loss. As a wine seller, if you don’t have coverage tailored to your specific…
If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much……
Whether it’s new construction or a renovation, a residential property or commercial, if you’re building, you need to consider purchasing a Builder’s Risk policy. Some commercial property policies include coverage for this type of exposure, but there ar…
Our myCentral policyholder website has been enhanced! myCentral allows you to manage and update your policies and billing accounts online. Some benefits to the enhanced site include: A responsive design that allows you to easily navigate the site on an…
One of the best trips I ever took was an epic hike along the Inca Trail in Peru. I worried about a lot of things on this expedition: tarantulas, altitude, sunburn, insects, and rainstorms. At one point in the hike,…
In a competitive job market, it may seem like a challenge for small businesses to compete for top talent, but it might not be as difficult as once previously thought. Smaller companies often have a lot to offer that big businesses do not….
Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…