Category

Risk Management

Things to Consider When Starting a Home Based Business

By | Business, business insurance policy, Central, Home, home business, home-based business, Insurance, Liability, liability coverage, Personal, Risk Management

Starting a home based business might sound appealing (working in your PJ’s, setting your own hours, no boss!!). However, you need to make sure that your business is properly insured. Here are some questions to ask yourself about your endeavor. Wi…

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Flammable Material Safety for Small Businesses

By | Business, Central, Commercial, Factory Mutual, fire hazard, fire safety, flammable material, flammables, Insurance, Loss Control, Prevention, Risk Management, safety data sheets, Underwriter Laboratory

One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are substances that can ignite easily and burn rapidly. Larger industrial and manufacturing operations are often well-aware…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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March Madness is Here – Are You Ready for the Risks?

By | Central, Claims, Education, Home, Insurance, Liability, liability insurance, March Madness, Personal, personal liability coverage, Personal Umbrella, personal umbrella policy, Risk Management, Umbrella

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…

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