Category

homeowners policy

How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

Read More

Don’t Take Any Chances: Properly Insure Your Valuables!

By | Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

Read More

The Next Catastrophic Flood Could Be Coming For You

By | Central, Claims, flood, flood exposure, flood insurance, Home, homeowners insurance, homeowners policy, Insurance, Liability, National Flood Insurance Program, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

Read More

The Next Catastrophic Flood Could Be Coming For You

By | Central, Claims, flood, flood exposure, flood insurance, flood policy, Home, homeowners insurance, homeowners policy, Insurance, Liability, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

Read More

6 Tips for Preventing Water Damage from Appliances

By | appliances, Claims, dishwasher maintenance, Education, Home, homeowners insurance, homeowners policy, hot water heater, Insurance, Personal, Prevention, water damage, water leak

Did you know that washing machines are one of the main sources of water damage to homes?  Others that top the list include hot water heaters and dishwashers. Fortunately, there are a few easy and inexpensive steps you can take help to…

Read More

New Valuables? You Might Have New Risks

By | Central, Claims, Education, Financial, Home, homeowners claim, homeowners policy, Household Inventory, Insurance, Liability, Personal, schedule jewelry, scheduled coverage, scheduled personal property policy, theft losses

After the holiday season, many like to start the New Year by organizing new gifts and purchases and cleaning out the closets. As each year goes by and your needs continue to change, it’s easy to forget to update your…

Read More

Your Tree Fell in Your Yard – Are You Covered?

By | Central, Claims, fallen tree, Home, homeowners insurance, homeowners policy, Insurance, Personal, Saving Money, tree damage, tree damage property damage, tree removal, Weather

  The past few months have been devastating for much of the country due to Hurricanes Florence and Michael causing a catastrophic amount of damage, especially in the southeast. There have been homes destroyed, businesses closed, and families displ…

Read More
Get everyday savings for you and your family!Check out LifeGuard365