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homeowners policy

Should I Clear the Snow from my Sidewalk?

By Claims, Home, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability coverage, liability insurance, Personal, personal property, Prevention, property, property coverage, rental properties, renter's policy, renters insurance, risk, Risk Management, snow, snow and ice, snow removal, Weather

Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…

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Pets and Homeowner Insurance Policies

By animals, dangerous dog breed, dog bite, dog breed, dog owners, Home, home insurance, homeowners, homeowners insurance, homeowners policy, Insurance, Liability, liability claims, liability coverage, liability insurance, Personal, Personal Insurance, personal liability coverage, pet, property coverage

My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…

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Don’t “Buck” You’re Exposure! Hunter’s should read!

By accidents, ATV, deer, deer hunting, exposure, Home, homeowners insurance, homeowners policy, Household Inventory, hunting, hunting season, Insurance, Liability, liability coverage, liability limits, Personal, Personal Umbrella, personal umbrella policy, Prevention, Umbrella

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…

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Governmental Issues and Homeowner Insurance Policies

By coverage, Evacuation plan, Financial, government, Home, homeowners, homeowners insurance, homeowners policy, hurricane, Insurance, Personal, Personal Insurance, property coverage, property damage, property policy, Weather

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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How Does Your Homeowner Policy Respond To Total Losses?

By cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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Don’t Take Any Chances: Properly Insure Your Valuables!

By Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

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The Next Catastrophic Flood Could Be Coming For You

By Central, Claims, flood, flood exposure, flood insurance, Home, homeowners insurance, homeowners policy, Insurance, Liability, National Flood Insurance Program, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

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The Next Catastrophic Flood Could Be Coming For You

By Central, Claims, flood, flood exposure, flood insurance, flood policy, Home, homeowners insurance, homeowners policy, Insurance, Liability, Personal, Personal Flood Coverage, Prevention, Weather

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

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