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Loss Control

Equipment Breakdown Coverage Explained

By Business, Central, Commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, Insurance, insurance carrier, Loss Control, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed…

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Does your Business Have a Roof Inspection Program?

By building, Business, business owner, Commercial, commercial building, commercial property, inspection, Insurance, Loss Control, loss control inspection, Prevention, Risk Management, roof, roof damage, roof inspection, water leak

If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…

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TIPS for Your Servers This Football Season

By alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, Business, Claims, Commercial, Employees, Insurance, intoxication, Liability, liability claims, liability coverage, liability insurance, liquor liability, Loss Control, Prevention, Risk Management, safety, Safety Tips, Service

Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…

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Alcohol Awareness Training: Be Smart about Serving

By alcohol, alcohol awareness, alcohol training, bar owners, bartenders, breweries, Business, caterers, Commercial, Insurance, intoxication, lawsuit, Liability, liability insurance, liability lawsuits, liquor liability, Loss Control, restaurant, Risk Management, servers, TIPS, wineries

Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I often consult the owners and managers of restaurants, bars, clubs, event centers, caterers, wineries, and breweries. Al…

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Swim Safely: Avoid Dock Shock

By dock shock, drowning, Education, electric shock, electric shock drowning, electrified water, ESD, Home, Insurance, Liability, Loss Control, Personal, Prevention, safety, Safety Tips, shock, Swim, Swim safety

Summer months should be filled with family fun and many people spend time on freshwater ponds, pools, lakes, and rivers keeping cool. Swimming always comes with risks, but even those who don’t enter the water need to be aware of…

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