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independent agent

Not All Homeowner Insurance Policies Are Equal

By cash out settlement, coverage choices, coverages, deductible, dwelling coverage, Home, homeowners, homeowners insurance, homeowners policy, independent agent, Insurance, insurance quote, perils, Personal

As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…

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Save Money with Auto Premium Discounts

By Auto, Central, deductible, discounts, discounts & credits, Financial, Home, independent agent, Independent Agents, Insurance, insurance premium, loss, loyalty credit, package discount, Personal, premium discounts, protection, Saving Money

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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Cracking the Code on Commercial Umbrellas

By blanket additional insured, Business, business owner, Claims, Commercial, Commercial general liability, commercial umbrella policy, general liability, independent agent, Insurance, Liability, liability coverage, owning a business, professional liability, protection, Umbrella, umbrella policy

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…

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Now Might Be the Perfect Time for an Account Review

By Adequate coverage, adequate protection, agent, annual insurance review, Auto, Business, business owner, Claims, Commercial, Home, Household Inventory, independent agent, independent insurance agent, Insurance, insurance program, insurance review, Liability, liability exposures, owning a business, Personal, personal assets, Prevention, protection, Umbrella, umbrella policy

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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Getting Personal with Agents and Underwriters

By Business, career opportunities in the insurance industry, Central, Claims, Communication, Employees, independent agent, Independent Agents, independent insurance agent, Insurance, insurance agent, insurance careers, insurance careers month, insurance industry, insurance underwriter, Liability, Personal, personal lines underwriter, Service, underwriter

I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central Insurance. However, when I obtained my very first position as a personal lines customer service representative…

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The New Year is a Good Time for Your Commercial Policy Check-Up

By annual insurance review, Business, Business Insurance, business owner, Commercial, commercial insurance, commercial property, exposure, exposure changes, Financial, independent agent, Independent Agents, independent insurance agent, Insurance, New Year, new year's resolution, protection, renewal, small business

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,……

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