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Personal Umbrella

What You Need to Know When Insuring Your LLC-Named Home

By Articles of Incorporation, estate planning, estate tax, Financial, forming an LLC, Home, homeowners, Insurance, Liability, Limited Liability Company, LLC, LLC coverage, LLC endorsement, LLC-named home, Personal, Personal Umbrella, vacation home

Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. ……

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Common Misconceptions about the Personal Umbrella Policy (Part 2)

By Auto, extra protection, Home, Insurance, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, protection, Umbrella, umbrella policy

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…

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Coverage for the College Student

By additional interest, college, college student, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College campuses won’…

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Coverage for the College Student

By additional interest, college, college student, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…

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Life Brings Storms: Personal Umbrella Policy has Protection

By Accident, Auto, auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, Claims, Financial, Home, Insurance, lawsuit, Liability, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, Personal Insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, Umbrella, umbrella policy

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Don’t “Buck” You’re Exposure! Hunter’s should read!

By Accidents, ATV, deer, deer hunting, exposure, Home, homeowners insurance, homeowners policy, Household Inventory, hunting, hunting season, Insurance, Liability, liability coverage, liability limits, Personal, Personal Umbrella, personal umbrella policy, Prevention, Umbrella

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…

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It May Have Been Covered but HOW Was It Covered?

By Accident, Auto, claim, Claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, Home, inland marine, inland marine policy, Insurance, insurance claim, Liability, Personal, Personal Insurance, Personal Umbrella, personal umbrella policy, Umbrella

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibit…

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March Madness is Here – Are You Ready for the Risks?

By Central, Claims, Education, Home, Insurance, Liability, liability insurance, March Madness, Personal, personal liability coverage, Personal Umbrella, personal umbrella policy, Risk Management, Umbrella

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…

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