Category

Financial

General Liability Covers More Than You Might Think

By | bodily injury, Business, Claims, Commercial, Commercial general liability, Employees, Financial, general liability, Insurance, Liability, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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Protecting Your Identity After a Data Breach

By | credit card, credit freeze, credit report, cyber security, data breach, Financial, hacker, identity fraud, identity theft, identity theft insurance, Insurance, Internet, passwords, Personal, personal information, Prevention, protection, Risk Management

Capital One announced recently that a hacker had accessed the personal information of 100 million individuals in the United States and 6 million in Canada that had applied for credit with the Virginia-based bank. The affected information includes credi…

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Are You Taking Full Advantage of Your Premium Discounts?

By | Auto, auto insurance, Central, claims-free discount, coverage, discounts, Financial, Home, homeowners insurance, Insurance, loyalty discount, package discount, Personal, premium, premium discounts, Prevention, protective devices, save, save money, saving, Saving Money

As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there….

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7 Factors Affecting Your Homeowners Insurance Rate

By | advice, Central, deductible, factors affecting insurance rates, Financial, Home, homeowners insurance, homeowners insurance rate, Insurance, insurance rates, Personal, replacement cost

Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration. Marital Status – history shows married c…

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How Does Your Homeowner Policy Respond To Total Losses?

By | cash-out provision, Central, Claims, enhanced replacement cost, Financial, guaranteed replacement cost, Home, homeowners policy, Insurance, Personal, Risk Management, total loss

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed. Dozens of quest…

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Don’t Take Any Chances: Properly Insure Your Valuables!

By | Central, Employees, Financial, homeowners insurance, homeowners policy, inland marine policy, Insurance, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy, Umbrella

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

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Don’t Be Fooled by the Latest Phishing Scams

By | Bank Scam, Central, College Test Prep Scam, Education, Financial, Home, Insurance, internet safety, Netflix scam, Personal, phishing, phishing scams, Prevention, Social Security Administration Scam, Technology, vishing

If you’re like me, you get more junk emails than you do legitimate ones and more phone calls from numbers you don’t recognize than from people you actually know. If that’s the case, it should come as no surprise that…

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