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Financial

What You Need to Know When Insuring Your LLC-Named Home

By Articles of Incorporation, estate planning, estate tax, Financial, forming an LLC, Home, homeowners, Insurance, Liability, Limited Liability Company, LLC, LLC coverage, LLC endorsement, LLC-named home, Personal, Personal Umbrella, vacation home

Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. ……

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Credit Card Fraud: Sharing Your Number Over the Phone

By Central, credit card fraud, credit card number, Data Security Standards, Financial, Insurance, Loss Control, over the phone, PCI DSS, Personal, Prevention, Risk Management, Service

Did you know that credit card fraud is one of the fastest-growing forms of identity theft? According to businesswire.com, credit card fraud losses were over $20 billion in 2019. A significant portion of that fraud resulted from over-the-phone transacti…

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Credit Card Fraud: Sharing Your Number Over the Phone

By Central, credit card fraud, credit card number, Data Security Standards, Financial, Insurance, Loss Control, over the phone, PCI DSS, Personal, Prevention, Risk Management, Service

Did you know that credit card fraud is one of the fastest-growing forms of identity theft? According to businesswire.com, credit card fraud losses were over $20 billion in 2019. A significant portion of that fraud resulted from over-the-phone transacti…

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Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, sham contractor, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Storm Surges Yield Surges in Contractor Fraud

By Contractor fraud, federal trade commission, Financial, home improvement scams, Insurance, Liability, liability coverage, licensed contractor, national insurance crime bureau, NICB, Prevention, public insurance adjusters, references, scammers, storm chasers, written contract

2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state…

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Coverage for the College Student

By additional interest, college, college student, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College campuses won’…

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Coverage for the College Student

By additional interest, college, college student, college students, dorm room, Financial, Home, homeowners policy, Insurance, Liability, Personal, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance, Umbrella

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…

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Save Money with Auto Premium Discounts

By Auto, Central, deductible, discounts, discounts & credits, Financial, Home, independent agent, Independent Agents, Insurance, insurance premium, loss, loyalty credit, package discount, Personal, premium discounts, protection, Saving Money

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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