Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. ……
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and my birthday! But spring also brings rain, storms, and other perils that could cause damage to your home. Most…
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…
Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and their contents. Many also understand that personal liability and medical payments coverage is also pa…
Property owners have a lot to maintain, so it’s no surprise that some items around the home don’t get the attention they should. An easy item to overlook is one of the most visible features on the property: trees. Trees…